R: Simulated annuity data

Simulated data for a theoretical deferred annuity product with an optional guaranteed income rider. This data is theoretical only and does not represent the experience on any specific product.

Three data frames containing census records (census_dat), withdrawal transactions (withdrawals), and historical account values (account_vals).

An object of class tbl_df (inherits from tbl, data.frame) with 20000 rows and 11 columns.

An object of class tbl_df (inherits from tbl, data.frame) with 160130 rows and 4 columns.

An object of class tbl_df (inherits from tbl, data.frame) with 141252 rows and 3 columns.

policy number

policy status: Active, Surrender, or Death

issue date

indicates whether the policy was issued with an income guarantee

indicates whether the policy was purchased with tax-qualified funds

issue age

product: a, b, or c

M (Male) or F (Female)

Age that withdrawals commence

Single premium deposit

termination date upon death or surrender

policy number

withdrawal transaction date

withdrawal transaction type, either Base or Rider

withdrawal transaction amount

policy number

policy anniversary date (beginning of year)

account value on the policy anniversary date